For Indian health insurance policyholders
Know what your insurer will pay, before the hospital bill arrives.
Describe the treatment in your own words. ClaimClear reads your policy clause by clause, tells you what's covered and what you'll pay, and shows you the exact sentence behind every answer.
- 8%
- of health claims were rejected in FY25
- IRDAI Annual Report 2024-25
- ₹26,000 Cr
- of claims disallowed in a single year
- Rajya Sabha answer, Feb 2025
- ~71%
- of ombudsman cases end in the policyholder's favour
- Insurance Business, 2025
Start with the policy
ClaimClear only answers from the policy you give it.
Your PDF is read in your browser and never stored on our servers. Its text is sent to an AI model on a free tier, whose provider may use inputs to improve its models, so leave out names, policy numbers and ID numbers.
Tell us what happened
Write it like you'd explain it to a friend. The more detail, the more precise the answer.
Details that decide claims
0/7 details
Or start from an example